Why does every keep talking about pre-approvals? Simple. A pre-approval is leverage.  In its simplest form, a pre-approval means you the buyers have had a mortgage professional and a lender review your file to ensure you qualify for the mortgage you are seeking. You are shopping for houses within your affordable price range. The lender […]

Buying A House, First Time Home Buyers

February 7, 2021

What is a Pre-approval and why do I need one?

I just want to buy a home, why does everyone just keep talking about insurance? Buying a home can be confusing enough. You probably hear the word insurance as often as you hear the word mortgage in the early stages of buying your home. It’s important to slow down these conversations and confirm exactly what […]

Buying A House, First Time Home Buyers

January 31, 2021

Questions Every First Time Home Buyer Should Ask | Part 2: Insurance

Buying your first home is an exciting time. Your brain is racing with a million questions. Your friends and family are all adding their two-cents, and your research online is coming up less than helpful because you can only look up the questions you know to research. What about the stuff you don’t know you […]

Buying A House, First Time Home Buyers

December 27, 2020

Questions every first time home buyer should be asking | Down Payment & CMHC | Part 1

    It’s everyone’s biggest fear, you find the perfect house but now you need to secure financing. Will you qualify? What could impact your mortgage approval before closing? Here are 5 reasons why you might not qualify for a mortgage or risk losing your mortgage approval before the closing day:   Limited credit history¬† […]

Buying A House, First Time Home Buyers, Mortgages

April 9, 2020

5 Reasons You May Not Qualify For A Mortgage