Why does every keep talking about pre-approvals? Simple. A pre-approval is leverage.  In its simplest form, a pre-approval means you the buyers have had a mortgage professional and a lender review your file to ensure you qualify for the mortgage you are seeking. You are shopping for houses within your affordable price range. The lender […]

I just want to buy a home, why does everyone just keep talking about insurance? Buying a home can be confusing enough. You probably hear the word insurance as often as you hear the word mortgage in the early stages of buying your home. It’s important to slow down these conversations and confirm exactly what […]

Buying your first home is an exciting time. Your brain is racing with a million questions. Your friends and family are all adding their two-cents, and your research online is coming up less than helpful because you can only look up the questions you know to research. What about the stuff you don’t know you […]

    It’s everyone’s biggest fear, you find the perfect house but now you need to secure financing. Will you qualify? What could impact your mortgage approval before closing? Here are 5 reasons why you might not qualify for a mortgage or risk losing your mortgage approval before the closing day:   Limited credit history  […]