A home away from home. Freedom to escape your normal routines and create amazing new memories. Who doesn’t want that? Life on the lake, or out in the trees, just has such an appeal that many people often find themselves looking to purchase a cottage to enjoy. I know I am constantly on the hunt […]

Buying A House, Investing

February 28, 2021

Life on the Lake – Buying a Cottage

Why does every keep talking about pre-approvals? Simple. A pre-approval is leverage.  In its simplest form, a pre-approval means you the buyers have had a mortgage professional and a lender review your file to ensure you qualify for the mortgage you are seeking. You are shopping for houses within your affordable price range. The lender […]

Buying A House, First Time Home Buyers

February 7, 2021

What is a Pre-approval and why do I need one?

I just want to buy a home, why does everyone just keep talking about insurance? Buying a home can be confusing enough. You probably hear the word insurance as often as you hear the word mortgage in the early stages of buying your home. It’s important to slow down these conversations and confirm exactly what […]

Buying A House, First Time Home Buyers

January 31, 2021

Questions Every First Time Home Buyer Should Ask | Part 2: Insurance

Banks are not evil but you’re making yourself look evil by storing piles of cash under your bed.  Please, please, please STOP doing this. I am begging on behalf of all mortgage agents and brokers.  I understand the need to save and seeing piles of cash build up is exciting, but I promise you seeing […]

Buying A House

January 10, 2021

Save Smarter: Why Keeping Cash Under Your Bed is a Bad Idea

Smart Savings

Buying your first home is an exciting time. Your brain is racing with a million questions. Your friends and family are all adding their two-cents, and your research online is coming up less than helpful because you can only look up the questions you know to research. What about the stuff you don’t know you […]

Buying A House, First Time Home Buyers

December 27, 2020

Questions every first time home buyer should be asking | Down Payment & CMHC | Part 1

    It’s everyone’s biggest fear, you find the perfect house but now you need to secure financing. Will you qualify? What could impact your mortgage approval before closing? Here are 5 reasons why you might not qualify for a mortgage or risk losing your mortgage approval before the closing day:   Limited credit history  […]

Buying A House, First Time Home Buyers, Mortgages

April 9, 2020

5 Reasons You May Not Qualify For A Mortgage